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Free disability benefit checker · 2026Which disability benefit should I claim?
PIP, ADP, Attendance Allowance, Universal Credit with a health assessment, New Style ESA or Carer’s Allowance? Answer a few questions and see which ones to look at first, based on your age, where you live and your situation.
- England, Wales, Scotland and Northern Ireland
- One question at a time, about 2 minutes
- Free, and nothing you choose is saved or sent
Last reviewed
Find your benefits
Tap an answer to move on. You can go back or start again at any time.
Where do you live?
Scotland has its own disability and carer benefits.
How old are you?
State Pension age is currently 66.
Does a health condition or disability make daily life or getting around harder?
For example washing, dressing, cooking, managing medication, talking to people or getting out.
Does your health limit the work you can do?
Have you worked and paid National Insurance in the last 2 or 3 years?
This decides whether New Style ESA could be paid.
Is your household income low, with savings under £16,000?
Do you care for someone for 35 hours a week or more?
Someone who gets a disability benefit such as PIP or Attendance Allowance.
- The disability benefit for your age and nation
- Work-related support if your health limits work
- Carer and income support that may apply
The main disability benefits explained.
Disability benefits aren’t means-tested. Income-related ones are. You can often get one of each.
| Benefit | Who it’s for | Means-tested? |
|---|---|---|
| PIP (ADP in Scotland) | 16 to State Pension age, with extra daily living or mobility needs | No |
| Attendance Allowance (PADP in Scotland) | State Pension age or over, needing help or supervision | No |
| DLA for children (CDP in Scotland) | Under 16, with extra care or mobility needs | No |
| Universal Credit with a work capability assessment | Working age, low income, health limits work | Yes |
| New Style ESA | Working age, health limits work, enough National Insurance | No |
| Carer’s Allowance (Carer Support Payment in Scotland) | Caring 35+ hours a week, earning under £204 a week | No, but earnings count |
From GOV.UK and mygov.scot, October 2026. See disability benefits on GOV.UK.
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PIP2, AA1 or WCA50 Form Answers
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Reconsideration or Appeal Letter
For PIP, ADP, WCA or Attendance Allowance, written for your case and reviewed by a former DWP decision maker.
Which benefit: questions answered.
It depends mainly on your age and where you live: PIP (ADP in Scotland) from 16 to State Pension age, Attendance Allowance (Pension Age Disability Payment in Scotland) over State Pension age, and DLA (Child Disability Payment in Scotland) for children.
Yes. PIP isn’t counted as income for Universal Credit, and getting PIP means your UC can’t be reduced by the benefit cap.
Yes. PIP isn’t affected by work, earnings or savings. It’s about how your condition affects daily life and getting around.
PIP helps with the extra costs of disability, whether or not you work. ESA (and the health part of Universal Credit) is about whether your health limits your ability to work.
Universal Credit is means-tested and can include housing costs. New Style ESA depends on your National Insurance record, not your income or savings. Some people get both.
No. If you already get PIP, it continues after State Pension age and you don’t claim Attendance Allowance.
Carer’s Allowance (Carer Support Payment in Scotland) is £86.45 a week if you care for 35 hours or more for someone getting a qualifying disability benefit, and earn under £204 a week.
No. It points you to the main benefits to look at. For a full check of everything, use a benefits calculator or Citizens Advice.
Found your benefit? Claim it right, first time.
Claim form answers for PIP, AA or WCA within 24 hours, or a reconsideration or appeal letter within 48 hours. Flat £49.
This checker is a starting point, not a full benefits check. Each benefit has its own rules, decided by the DWP, Social Security Scotland or the Department for Communities. Checked against GOV.UK and mygov.scot in October 2026.